When you insure a vehicle you want peace of mind that if you have an
accident you have adequate insurance. There is no standard motor policy in
Malta. Cover varies from company to company. The following is a guide of the
cover normally provided by a motor policy. In order to secure motor insurance it
is important to fill in a proposal form. Insurers will also require proof on no
claims entitlement so information about your previous insurers, ideally backed
with documentation, will help your broker to get you the discount that you
deserve.
This is only a very brief description of the benefits available. It is the
policy, a legal document, which defines the insurance in precise terms.
Discounts
You should ask for information about these discounts:
- Restricted driving such as to the insured only or the insured and spouse.
- More than one vehicle discount
- No claims discount
- Home and motor insurance discount
- Voluntary excess discount
We can also obtain insurance for:
- Self drive vehicles
- Garage hire
- Trial plate vehicles
- Commercial vehicles
including trucks, mechanical horses and vehicles of a special type
- Minibuses
Summary of Cover
To make it easy for you to select the cover that suits you, we have provided a
quick comparison chart allowing you to see exactly our three levels of coverage.
| Summary of Cover |
Comprehensive |
Third Party Fire & Theft |
Third Party Only |
| Legal liability to other people, including passengers, following an acccident
involving the motor vehicle. |
 |
|
|
| Legal expenses (with your own consent) for your defense in a civil case in
connection with a traffic accident involving the vehicle. |
|
|
|
| Damage to the vehicle caused by fire or theft. |
|
|
 |
| * No deduction for depreciation if a newly registered private car is declared a
'total loss' during the first 12 months. |
|
|
|
| Accidental / Malicious damage to the vehicle. |
|
|
|
| ** Personal accident benefit. |
|
|
|
| ** Medical expenses. |
|
|
|
| ** Factory fitted audio equipment |
|
|
|
| * Loss or damage to the vehicle arising out of flood, typhoon, hurricane,
cyclone or other convulsion of nature. |
|
|
|
| * Any accident, loss or damage which is cuased by or is a result of strike, riot
or civil commotion. |
|
|
|
| ** Breakage of windscreen. |
|
|
|
| Motors Plus (Private Car Comprehensive Only) Offers The Following Extra
Cover for an Additional Premium |
|---|
| Summary of Cover |
Comprehensive |
Third Party Fire & Theft |
Third Party Only |
| ** Hire of a replacement car while your car is being repaired following a
motoring accident. |
|
|
|
| ** Reduction of "own damage" excess. |
|
|
|
| ** Double Personal Accident benefit. |
|
|
|
| ** If only one claim is made on audio equipment, the No Claims Discount will not
be effected. |
|
|
|
| ** Personal Effects. |
|
|
|
| Optional Extra Cover at an Additional Premium. |
| Summary of Cover |
Comprehensive |
Third Party Fire & Theft |
Third Party Only |
| ** Audio Equipment Extension (if not factory-fitted). |
|
|
|
| Trailer Extension. |
|
|
|
* Indicates that these benefits are applicable to private cars only.
** Limits specific to individual policy.
This is only a very brief description of the benefits available. It is the
policy, a legal document, which defines the insurance in insurance in precise
terms.
Our Service
We provide:
- Free no obligation quotes
- Advice of which insurance coverage best
meets your requirements
- Efficient policy documentation service
-
Claims handling
- Towing cover
(depending on insurance coverage purchased)
- Help to secure recovery of losses even if
uninsured
- If requested we
send an employee to you with the documentation if you cannot come to our office
yourself
- 24 hour service, 7 days a week
Contact Details
Title:
Name:
ID Num.:
Date of Birth:
Email:
Telephone:
Preferred time of contacting you:
Preferred way of contacting you:
Quote Details
Vehicle Registration Number:
Vehicle Make (e.g. Ford, Nissan ... etc.):
Vehicle Model (e.g. Fiesta, Nova SRi ... etc.):
Engine Size (e.g. 1600cc)
Year of Manufacture:
Who is going to drive the vehicle?
Name:Age:
Name:Age:
Age:
Type of Cover:
Value (€):
Is your vehicle used for commercial purposes? (If yes, please state the tonnage) Tonnage if commercial:
Is your vehicle used for carriage of passengers? (if yes, please state how many passengers) Number of passengers if used for carriage:
Claims Experience (in the past 3 years):
If you have claims experience, please fill in fields (a), (b) and (c):
(a) Date:
(b) Details:
(c) Expenses (€):
Current No Claims Discount available: