Insurance Tips

Higher Excesses (an excess is the first amount of a claim that is not covered by insurance) will definitely save you money over time. Assess carefully, how much of a claim you can afford.

The Accident Benefits section of your policy can be customized to meet your personal needs.

You can save money by insuring both your car and home with the same insurance company.

Business activities and assets, including a business office in your home, are not adequately insured unless your policy is endorsed or a separate business policy is purchased.

All Policies Restrict how much they will pay for jewelry, furs, fine art, silverware, coins, computers, etc. Consider separately scheduling any valuable items.

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